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cbgadmin

June 14, 2024
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Don’t Forget to Update Your Beneficiaries

Life changes fast. Whether it’s a new job, marriage, the birth of a child, or even a change in your financial situation, these events can significantly impact your life and future plans. One critical aspect that often gets overlooked in the midst of these changes is updating your beneficiaries. Here’s why keeping your beneficiary designations […]
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May 29, 2024
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Social Security Earnings Test

The Social Security Earnings Test is a set of rules applied by the Social Security Administration (SSA) to determine how much of your Social Security benefits will be withheld if you have income from working while receiving benefits before reaching full retirement age (FRA). Here’s a breakdown of how it works: Before Full Retirement Age […]
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May 28, 2024
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Medicare Part B Immunosuppressive Drug Coverage

Medicare Part B Immunosuppressive Drug Coverage is a specific provision within Medicare that covers the cost of immunosuppressive drugs for individuals who have had an organ transplant. These medications are essential to prevent the body from rejecting the transplanted organ. Here’s a detailed explanation: Eligibility for Coverage Medicare Enrollment: To be eligible for Medicare Part […]
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May 28, 2024
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Medicare’s Income-Related Monthly Adjustment Amount (IRMAA)

Medicare’s Income-Related Monthly Adjustment Amount (IRMAA) is an additional charge that some beneficiaries must pay in addition to their standard Medicare Part B and Part D premiums. This adjustment is based on the beneficiary’s income, with higher-income individuals and couples paying higher premiums. Here’s how it works: Determination of IRMAA 1. Income Assessment: The Social […]
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