Frequently Asked Questions
Below are some of our frequently asked questions. If you have any other questions or concerns, please feel free to contact us via the web, or come and visit us at a location near you.
Is there any charge or fee for your advising services?
Century Benefits Group Inc. does NOT charge for any of our full range advisement services. Our responsibility is to you, the client, not the insurance companies. We are dedicated to looking out for your best interests. We represent you – we’re on your side of the table. That is our fiduciary responsibility and we take it seriously. (Any commissions are paid directly by insurance companies, not by our clients).
I can not make it in to your office, can you come to my home or work place?
Yes, we are most happy to meet with you – both individuals and groups – right where you are! Exceptional personal service to you is our priority and we are very accommodating to your needs and questions. We will bring all materials necessary to give you a comprehensive understanding of various plans, as well as all the forms required if you wish to sign up while we are there. For companies seeking group health benefits, we are known for giving exceptional group presentations. We will provide all materials, and we set aside time for a group Q & A period. We want to make sure everyone is completely satisfied and thoroughly understands their benefits and their options. Please feel free to call or email us to schedule an appointment!
I have health insurance through a Payroll Provider, and it has been a frustrating experience. The payroll company can not help me when I have questions about my plan. Is it a simple process to cancel my plan with the Payroll company and start a new plan with you?
Yes! This is a common inquiry we receive frequently. We make it an easy and painless process to change your health care plan from your Payroll Provider company, to under our care here at Century Benefits Group Inc. We will guide you step by step.
Payroll firms initially make it sound convenient to provide employee health insurance plans along with their payroll services, however they lack the expertise and experience to offer any personal advisement in the area of health care. Their specialty is Payroll – not the vast field of health insurance and other employee benefits.
Give us a call or email, and we will make it an easy transition! You will always have us as your personal advisor. This is our fiduciary responsibility to represent you and we take it seriously.
Do you host free public informational meetings?
Yes! We offer many informational public presentations ranging on topics of Health Care Reform, Medicare, and employee benefit topics.
These are always professional presentations, free of charge, and packed with highly detailed knowledge. We always have resource literature available free of charge as well, to aide in your understanding the topics discussed.
If you are an employer seeking to set up group health insurance, group life, disability, dental, and/or vision coverage – we would be happy to arrange a formal presentation at your company for your employees. This is always free of cost to you and your company, as well.
What type of group and individual plans do you provide?
Century Benefits Group Inc. offer both group and individual plans for: Health, Medicare, Dental, Vision, Life, Disability, 401(k) Retirement Plans, Supplemental Employee Paid Benefits, Travel Health Insurance.
How specifically do you help your clients?
Century Benefits Group Inc. provides consultations for your best plan design, we review your plan renewals, we conduct open enrollment meetings, we will review with you “compliance regulations,” we will suggest cost savings techniques, and we perform benefits and costs analysis. We are also continually surveying the employee benefits industry to identify new trends.